A money podcast
made just for you
Finally, a money podcast made for consultants just like you. If you’re a solo consultant (or mostly solo) with annual revenue between $20K and $1M and need answers to money questions in plain English, you’re in the right place!
Join me every other Tuesday as we dive into all the business money questions (and maybe a little personal money stuff too).
Past Episodes:
104. From C-Suite to Startup: Money Questions with Julie Masson
This episode is an open Q&A session where Erica answers questions many new business owners have, including accounting concepts like cash and accrual basis accounting, the differences between an LLC and S-Corp, and the importance of accurate bookkeeping.
103. Forecasting for Real Life: How to Plan for Paychecks, Hiring, and Dry Spells
Erica explains the importance of financial forecasting for solo consultants and small businesses. She covers how forecasting can help in stabilizing income, planning for hires, and managing cash flow during slow periods.
102. What Clean Books Actually Look Like (And Why Yours Might Not Be as Clean as You Think)
Erica talks through into the fundamentals of maintaining 'clean' business books. She explains what clean books should look like, the common issues that can arise, and how these issues can affect financial planning and tax reporting.
101. Retiring Often with Jillian Johnsrud
Erica welcomes Jillian Johnsrud, author of Retire Often. At 40, Jillian has taken over a dozen mini retirements, allowing her to live abroad, travel to 27 countries, adopt four kids, invest in real estate, and more.
100. Big, Beautiful Bill: What Actually Changed for Consultants
In this episode, Erica provides an important update on the recent tax bill passed by Congress in July 2025.
99. The Power of Pausing
Erica encourages solo consultants to find ways to pause, whether it's taking a week off, a quiet morning, or even a month-long break.
98. Pausing on S-Corp Conversions in 2025
Erica explains the potential savings on self-employment taxes and the trade-offs with the Qualified Business Income Deduction (QBID).
97. How Does Tariff Math Work?
Erica explains the journey of an avocado from a farm in Michoacan, Mexico to a grocery store in the U.S.
95. Your Financial Check-Up
Erica suggests four actionable tasks: checking your credit report, reviewing your social security statement, calculating your net worth, and verifying your tax withholdings.
94. Case Study: Spring Break on Travel Points
Erica and her husband Ben Goode, CPA discuss the benefits of travel credit cards over cash back cards, emphasizing the savings on taxes and the accumulation of travel miles for personal use.
93. Best Business Credit Cards: Travel Rewards vs Cash Back
In this episode Erica addresses a common question from clients: what is the best credit card for business use?
92. Fiduciaries, Fees & Finding the Right Advisor with Luke Sauter, CPA / PFS
Erica sits down with Luke Sauter, a CPA, PFS, and investment advisor who shares insights on the intricacies of financial planning, emphasizing the importance of choosing a trustworthy fiduciary who provides consistent, transparent, and comprehensive wealth management services.
91. Consultants’ Tax Checklist: Getting Ready for Tax Season
This episode covers a tax season checklist for consultants and consulting firm owners.
90. Who can do your taxes and how much should it cost? with Steve Nay, EA
Erica is joined by Steve Nay, a tax professional and enrolled agent, to discuss the various credentials in the tax profession including CPAs, EAs, and the Annual Filing Season Program (AFSP).
89. Turning Off the Noise in 2025
In this episode, Erica discusses the importance of turning off the noise that misaligns with your business goals.
88. Best Business Books of 2024
Erica shares her top three business book recommendations from 2024 and three bonus reads unrelated to business that left an impact on her.
87. You (Yes, you!) Might Owe Tax in Another State with Nicole McClintock
Erica is joined by Nicole McClintock, founder and CEO of Taximize. They discuss the complexities of state and local taxes (SALT), especially for consultants operating across multiple states.
86. Retirement Plans for Consultants
This episode, Erica covers 4 key retirement plans: Roth IRAs, Traditional IRAs, SEP IRAs, and Solo 401ks.
85. Understanding Self-Employed Health Insurance with Jessica Skoney
This episode features health insurance broker Jessica Sconey. They delve into a broad range of topics essential for self-employed consultants navigating health insurance.